VMIC - Privacy Policy

Victoria Mutual Insurance Company Limited (VMIC) respects the privacy rights of our users and is strongly committed to protecting your privacy online. This privacy policy applies to this Web site and does not apply to other VMIC products or services.

Collection and Use of Personal Information

VMIC or a designated service provider collects personal information that you voluntarily provide on this Web site, which may include your name, address, e-mail address, credit card number, billing information, etc. For example, we collect personal information when you register to receive certain VMIC services or products, or submit the information to enter a sweepstakes, contest, or other promotion. We use this information to communicate with you and to provide you with your requested service or product. If you provide your consent at the time your personal information is collected via this Web site, we may also provide you with information, special offers, and promotions. You may instruct us at any time not to use your personal information to provide you with information, special offers, or promotions by clicking here. Please note that this process may take up to thirty (30) days to complete.

Disclosure of Personal Information

VMIC may disclose your personal information to unaffiliated third parties if we believe in good faith that such disclosure is necessary (a) to comply with the law or in response to a subpoena, court order, government request, or other legal process; (b) to protect the interests, rights, safety, or property of VMIC or others; (c) to enforce any terms of service on this Web site; (d) to provide you with the services or products requested by you (including allowing a purchaser of a VMIC division, or VMIC as a whole, to continue to serve you), and to perform other activities related to such services and products, including billing and collection; (e) to provide you with information, special offers, or promotions from VMIC to which you consented; or (f) to operate VMIC's systems properly. VMIC makes reasonable efforts to limit its designated service providers' disclosure of your personal information in the same manner as set forth in this paragraph.

If you provide your consent at the time your personal information is collected via this Web site, VMIC may also share your personal information with a sponsor or other third party that is interested in serving you ("Third-Party Providers"). You may instruct VMIC at any time not to share your personal information with such Third-Party Providers by clicking here. Please note that this process may take up to thirty (30) days to complete.

Further use and/or disclosure of your personal information by Third-Party Providers is not the responsibility of VMIC. Rather, such use and/or disclosure is governed by the Third-Party Providers' privacy policies.

Accuracy and Security of Personal Information

VMIC uses encryption technology to safeguard your credit card data used in electronic transactions. Any personal information you provide to VMIC is kept on secure servers. VMIC uses reasonable administrative, technical, personnel, and physical measures (a) to safeguard personal information against loss, theft, unauthorized use, disclosure, or modification; and (b) to ensure the integrity of the personal information. To help us protect your privacy, you should maintain the secrecy of the logon ID and password you may have set up in connection with your participation in this Web site's service.

Use of Cookies

VMIC or a designated service provider may use "cookies" or similar electronic tools to collect information to enhance your experience with this Web site. A cookie is a small text file that is placed on your computer and which collects information about your use of this Web site, such as the Web pages visited, the date and the time of a visit, the Web sites you visited immediately before and after visiting this Web site, etc. Any information collected by the cookies used by VMIC will be collected anonymously and will not be used by VMIC to subsequently identify you or to prepare the collection, processing, or use of personal information about you without your prior consent. VMIC makes reasonable efforts to limit its designated service providers' use of cookies or similar electronic tools in the same manner as set forth in this paragraph.

VMIC or a designated service provider may also place or recognize a unique cookie on your computer in order to display advertisements that you see on this Web site. Information about your visits to, and activity on, this site, as well as the number of times you have viewed an advertisement, is used to display on your computer screen customized advertisements that may be of particular interest to you.

Most browsers are set to accept cookies by default. If you prefer, you can usually set your browser to disable cookies, or to alert you when cookies are being sent. The help function on most browsers contains instructions on how to set your browser to notify you before accepting cookies or to disable cookies entirely. However, it is possible that some parts of this Web site, such as the polls, surveys, contests, product sales, and game areas, will not function properly if you disable cookies.

Accessing and Updating Your Personal Information

To access, review, rectify, or delete personal information collected about you via this Web site, please click here. All requests must include the following information: first name, last name, and e-mail address. While VMIC will make reasonable efforts to accommodate your request, we also reserve the right to impose certain restrictions and requirements on such access requests, if allowed or required by applicable laws.

Transfer of Personal Information To Other Countries

Some of the uses and disclosures mentioned in this privacy policy may involve the transfer of your personal information to various countries around the world. By submitting your personal information via this Web site, you consent to such transfers.

Links To Third-Party Web Sites

VMIC may provide links to third-party Web sites. Since we do not control third-party sites and are not responsible for any personal information you may provide while on such sites, we encourage you to read the privacy policies on those Web sites before providing any of your personal information on such sites.

Modifications To This Privacy Policy

VMIC reserves the right to change this privacy policy at any time by posting revisions on this Web page. Such changes will be effective upon posting.

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